While sitting at dinner in Tirana last night with an Albanian friend, I noticed my cell phone light it up. It was a text message from JP Morgan Chase asking me to call immediately about recent activity on my account. My first instinct was to call, but then I thought for a second, and realized I hadn't used the card here. I suspected it was a scam, so waited until I got back to my hotel room, and dialed the phone number on the back of my card for contacting the bank from overseas. I got through immediately, and was told I was the 23rd person to call so far, reporting the same text. People who called the number were asked for the experation dates on their cards.
It was a good reminder that a bank never uses e-mail or a text to notify a customer of a problem. They always call. If you get as similar message or text about your credit card, call your bank.
More updates on travels in Albania at http://carolapucci-albania.blogspot.com